The Mortgage Originator II is responsible for continually identifying, developing and maintaining a
quality network of business relationships that serves as a recurring source of referrals for new mortgage
lending opportunities. A Mortgage Originator’s network may consist of real estate professionals,
builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced
by the mortgage loan officer’s regular participation in business related development opportunities &
community efforts.
Primary Functions
1. Prospects for new mortgage lending opportunities, both internally and externally.
2.Responds to referrals.
3.Maximizes personal productivity. Has the desire to maximize personal productivity through self-
marketing, self-motivation and bank budget goals.
4.Dedicates time developing (prospecting/hunting) a network of referral source relationships of
realtors, builders and others that can refer those with mortgage financing needs.
5.Completes mortgage applications for submission to the loan processing and underwriting
departments.
6.Evaluates loan requests, analyzes financial data and determines qualification of collateral and
customer credit history.
7.Maintains contact with loan customers, communicating progress of loan and obtaining any required
documentation.
8.Actively participates in opportunities to expand knowledge of new loan programs/types, investor
specials and other mortgage financial products.
9.Manages all aspects of an assigned portfolio of loans and relationships.
10.Complies with acceptable lending practices and state and federal regulations.
11.Handles customer service matters and inquiries for lending and non-lending issues.
12.Monthly production volume of $1,500,000.
Secondary Functions
1. Provides informal training and guidance for less experienced originators.
2.Participates in community activities and organizations.
3.Refers appropriate banking opportunities to other departments and personnel.
4.Cross sells all company products and services.
5.Willingly accepts and performs all assigned duties and responsibilities.